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  • Beware: Fytch


    Nico89
    • Who: Fytch
      Where: https://www.furaffinity.net/user/fytch/
      Discord; ♤Fytch♤#0554
      When: 03/29/2019
      What: Other (Explain Below)


    Woke up to a charge back on Paypal this morning.

    p.png.70493d503ad58ceb4d0e5219cc13caff.png

    I sold an adopt I previously bought to Fytch back in March, I have the conversation where you can see she clearly agreed on the payment and agreed that she saved/received all the art of the character.

     PPP.png.279e8014da476592af45f5af5f436ea9.png

    Paypal.png.418bed4b945223b5e82f3081b01d707c.png

    Paypal2.thumb.png.fdfc85c9a0a63ec579b3b3328532dda6.png
    I have already sent all of this to Paypal, I have also spoken with Paypal to which they told me they are aware of Fytch doing a lot of charge-backs recently. They stated that unfortunately Fytch went through her bank/credit card and that they would have to send my proof to them and wait for a decision. 
    Until then, I just want other to be aware that this is happening a LOT and I hope that it stops.



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    Ahhh, I forgot to add this as well, she has the adopt posted clear as day in her submissions, so there is a bit more proof that she has the adopt and the charge-back is for no reason at all.

    Fy.thumb.png.4d9411aa64ac7025d36e35126cc9b769.png

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    What an absolute terrible person. I'm so sorry you were also a victim of them... I hope the whole situation gets cleared out.

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    She replied to my note last night, but based on what I saw on another beware, it looks like she is just copy/pasting the same response to everyone. 

    fyt.png.368c58d53a00b12b11cee12326002377.png
    Fingers crossed she does the right thing.....but yeah...

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    This is really horrible. I dread situations and buyers/commissioners like this. I hope paypal rules in your favour(or that their bank does).

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    6 hours ago, Vashaa said:

    This is really horrible. I dread situations and buyers/commissioners like this. I hope paypal rules in your favour(or that their bank does).

    Thank you! I am hoping so as well!

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    On 7/18/2019 at 2:51 PM, Meryiel said:

    What an absolute terrible person. I'm so sorry you were also a victim of them... I hope the whole situation gets cleared out.

    Thanks hun, I'm sorry you are in the same mess. Hopefully Paypal rules in our favor or something!

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    Wait.
    Did you tell them to send payment as a gift?
    Clearly they didn't as there was an ability to file a claim, but uh... Don't do that?

    While the situation is bad with the theft, it doesn't look right to take payments as gifts when you're clearly selling them intangible goods s:

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    On 7/19/2019 at 9:52 PM, rikki said:

    Wait.
    Did you tell them to send payment as a gift?
    Clearly they didn't as there was an ability to file a claim, but uh... Don't do that?

    While the situation is bad with the theft, it doesn't look right to take payments as gifts when you're clearly selling them intangible goods s:

    No, it was sent as goods.
    I am aware of at least 6 other people she has done the same thing to.

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    I went ahead and "commented" on the submission, asking them to remove the character from their page until she was paid for, or so that I could re-sell her, her response was the hide my comment and not reply....

    lil.thumb.png.75da7884850e2d5257549e82cbd6858c.png

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    That's really terrible especially the hidden comment as well as the recent third beware on her that just popped up. It's really not helping her any matters here.

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    On 7/21/2019 at 11:25 AM, Nico89 said:

    No, it was sent as goods.
    I am aware of at least 6 other people she has done the same thing to.

    I know it was sent as goods, but your message to them clearly says to not send payment as goods/services.

    If it was to avoid paypal fees, you're going to get yourself and others in trouble since that is STRICTLY against their TOS; its a minor fee which is the cost of essentially keeping the service free to use.

    The beware is absolutely valid, I am not disputing that at all. But it is an extremely poor business practice to expect to be paid for goods via the gifting option.

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    7 hours ago, rikki said:

    I know it was sent as goods, but your message to them clearly says to not send payment as goods/services.

    If it was to avoid paypal fees, you're going to get yourself and others in trouble since that is STRICTLY against their TOS; its a minor fee which is the cost of essentially keeping the service free to use.

    The beware is absolutely valid, I am not disputing that at all. But it is an extremely poor business practice to expect to be paid for goods via the gifting option.

    Ahhh yes, sorry I misunderstood. I was in the wrong for that, I can admit that. 

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    Her recent journal. 
    Hopefully she follows through, but honestly, I worry itll just happen again down the line.

    CB.thumb.png.d59a28ea689e81aff33f840fee309ce2.png

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    56 minutes ago, Nico89 said:

    Her recent journal. 
    Hopefully she follows through, but honestly, I worry itll just happen again down the line.

    CB.thumb.png.d59a28ea689e81aff33f840fee309ce2.png

    I hope that she will return the money. I really do.

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    On 7/25/2019 at 1:55 PM, Nico89 said:

    Her recent journal. 
    Hopefully she follows through, but honestly, I worry itll just happen again down the line.

    CB.thumb.png.d59a28ea689e81aff33f840fee309ce2.png

    I mentioned this on the other beware for her, but her excuse doesn't make any sense as she's essentially shifting blame to Paypal. Paypal NEVER initiates chargebacks, period. They don't handle chargebacks and have no means of initiating them, they can only handle disputes through their system. Paypal would also have no means of knowing the account isn't hers or that her father was deceased. This sounds like someone who was using a credit card that wasn't hers and being caught by whoever is in charge of it. 

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    7 hours ago, Bourbon said:

    I mentioned this on the other beware for her, but her excuse doesn't make any sense as she's essentially shifting blame to Paypal. Paypal NEVER initiates chargebacks, period. They don't handle chargebacks and have no means of initiating them, they can only handle disputes through their system. Paypal would also have no means of knowing the account isn't hers or that her father was deceased. This sounds like someone who was using a credit card that wasn't hers and being caught by whoever is in charge of it. 

    That is my thought exactly, but no way to prove it.
    She wanted to "re-buy" the adopt that I am getting the charge back for, but I declined. Told her she can simply pay me the additional fee of $20 that Paypal charged me for the charge back but other than that I am done dealing with her.

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    I normally lurk but I'm not sure how many people might have experience in this, so it was time to finally sign up and stop lurking. ToT

    Earlier this year, my mother passed away and we had to handle things like her bank account, paypal, etc.

    In order to close the account, you have to provide a certificate of their death to prove that they have legitimately passed away. After that point, the person closing the account has to state "This activity is fraudulent" or file the chargebacks manually / etc. Paypal specifically does not automatically begin to file these chargebacks. When we filed the certificate on my mother's accounts, we had to finish the business that she had left prior to her passing that was done on Ebay. We had to either locate the items she was auctioning to send them or refund people if we could not locate these items. Paypal worked with the family to resolve these issues, and did not give refunds / issue chargebacks without our families consent.

    I think that what this person is saying about their father passing and then paypal filing a bunch of chargebacks sounds inaccurate. They would have had to have made these purchases after his passing, and then the person who had the account closed with his death certificate would have had to file the chargebacks, it wouldn't have been done automatically.

    I'm terribly sorry for the loss of their father, but I don't think what they're doing to all these artists is fair. Hopefully this comment helps shed some light. :C

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    2 hours ago, Mels said:

    I normally lurk but I'm not sure how many people might have experience in this, so it was time to finally sign up and stop lurking. ToT

    Earlier this year, my mother passed away and we had to handle things like her bank account, paypal, etc.

    In order to close the account, you have to provide a certificate of their death to prove that they have legitimately passed away. After that point, the person closing the account has to state "This activity is fraudulent" or file the chargebacks manually / etc. Paypal specifically does not automatically begin to file these chargebacks. When we filed the certificate on my mother's accounts, we had to finish the business that she had left prior to her passing that was done on Ebay. We had to either locate the items she was auctioning to send them or refund people if we could not locate these items. Paypal worked with the family to resolve these issues, and did not give refunds / issue chargebacks without our families consent.

    I think that what this person is saying about their father passing and then paypal filing a bunch of chargebacks sounds inaccurate. They would have had to have made these purchases after his passing, and then the person who had the account closed with his death certificate would have had to file the chargebacks, it wouldn't have been done automatically.

    I'm terribly sorry for the loss of their father, but I don't think what they're doing to all these artists is fair. Hopefully this comment helps shed some light. :C

    I am sorry about your mother passing ♥

    That is honestly what I thought. Pyapal said as much, I just haven't gone through it personally to know.

    I feel bad if her father did pass away, I just hate that that is the excuse she is using to make it sound ok. She has continued to tell us all different dates that she will pay everyone back as well, so that does not help the situation.

    Thank you for the info! That helps a lot!

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    Well, its official. Paypal sided with her in this case.....

    pp2.png.803415d94ecdf008f23a51286b733022.png

    paypal.png.a9134a05dd7810d7966236ff9cadb42c.png

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    Fytch claims she will be paying people back on the 10th, she apparently got highly aggitated that I asked her for a date now that its been almost a month of running around with no money back.

    l.png.f5040c5018228c6964de44950736ae37.png


    Come to find out she post a new adopt today that she bought a few days ago...meanwhile still hasn't paid ANYONE back so far.....

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    cra.thumb.png.383a17c7c73da417793f65e31f587744.png

    I'd say its safe to say no one will be getting money back....just wanted to update with the most current.....

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    I want to note that this kind of information is against the submission guidelines as we aren't here to speculate on people's financial situations.

    However, given this is an issue with chargebacks there will be an exemption. The money chargebacked went somewhere.

     

    Edit: and this furthers my theory she was using a CC she shouldn't have had access to if she has to repay the money slowly. 

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    Just now, Celestina said:

    I want to note that this kind of information is against the submission guidelines as we aren't here to speculate on people's financial situations.

    However, given this is an issue with chargebacks there will be an exemption. The money chargebacked went somewhere.

    Apologies, I will remember that. 
    Thank you for the exception. 

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    Actually if you must know my friend bought it not me. Agian ill be paying people on the 10th of each month. If u would like more info you can go too my FA and read my journals.. And the rewason i deleted the shouts and other negatuve msg is i dont want it too affect my sales. Amd i really want no nagativity too come around on me for i am trying too pay everyone back agian i am sorry. But wen i get constant rude msgs and people attacking me that i havent even met or spoken too. Its wrong and in amother way bullying.

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    A comment has been removed due to a violation of the Community Guidelines and Code of Conduct. A comment may be removed for one or more violations. If after reading the guidelines and code of conduct you feel this message was in error, please contact One (1) staff member.

    I am a Bot. My inbox is not monitored. Beep boop.

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    23 hours ago, Fytch said:

    Actually if you must know my friend bought it not me. Agian ill be paying people on the 10th of each month. If u would like more info you can go too my FA and read my journals.. And the rewason i deleted the shouts and other negatuve msg is i dont want it too affect my sales. Amd i really want no nagativity too come around on me for i am trying too pay everyone back agian i am sorry. But wen i get constant rude msgs and people attacking me that i havent even met or spoken too. Its wrong and in amother way bullying.

    Once I get paid back I will happily post this as resolved and cut ties with you.
    I have not been rude, I have simply been straight forward as you (or the bank that you had no right to use) took money from me for no reason. 

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