I'm surprised to see GoldenWolf up on AB. I really looked up to her and really liked her art since 2005, but seeing her ToS, especially the non-refundable "kill fee" and the "A-hole clause", makes me want to stay far away from commissioning her.
From her "A-hole clause":
"If you are disrespectful to me, threatening, belligerent, or otherwise mean and nasty your commission will be cancelled and NO refund will be issued to you."
I'm sorry, GW, but this is not how you conduct a commission business here! Because not doing refunds whatsoever is completely illegal and unacceptable.
Beware well warranted. Seriously, it's really disappointing to see one of my favorite artists have such bad ToS's. 😞