OP knew of Toast as a person and financial state.
It does not make the artist look better, but this doesn't make Eelowyn look good either.
Eelowyn can contact me if they want their 6 to 8$ back so badly
I commissioned Toast for over 300$ and never ever had any problems with her.
You know Toast for quite a time and still decided to commission her.
I think what you lack is mature communication skills.